So, the payday business model is not like a pawn shop, where you surrender your valuable possessions to raise cash To get a payday loan, you need to have a job and a bank account. According to Pew survey data, some 12 million Americans — roughly 1 in 20 adults — take out a payday… Читать далее So, the payday business model is not like a pawn shop, where you surrender your valuable possessions to raise cash